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The office of the DOD-contracted Personal Financial Counselor (PFC) is open on base during the week and on drill weekends in Building #1.  When not in the office, the PFC will continue to provide free, confidential and unlimited financial counseling, education and resource support virtually by videoconference, telephone, email and text.

For further information and scheduling, reach out directly to Mr. Fines at pfc1.nc.ng@zeiders.com or (909) 601-2762.

Make the Most of Your Money

The Office of Financial Readiness Program offers Personal Financial Counselors (PFCs) to help you and your family manage finances, resolve financial problems and reach long-term goals such as getting an education, buying a home and planning for retirement.


Personal Financial Counselors are here to support you!

  • Are you off a military installation, but still desire financial support?
  • Would speaking to a professional, virtually, give you peace of mind?
  • Are you ready to boost your monetary might?

Personal Financial Counselors can provide no-cost support services

Virtual services are available!

PFCs offer a wide range of training and workshops on topics such as money management, budgeting and developing spending plans, debt and credit card management, consumer rights and obligations homebuying, retirement and estate planning, taxes and more.

PFCs can provide face to face counseling and/or deliver presentation to service members and their families using telephonic or electronic modes like the Zoom platform.

PFCs are:

  • Professionals with experience and specialized training
  • They hold a minimum of a bachelor degree
  • They hold National certifications for financial counseling and education

Need Help with Financial Matters?


 Confidential financial consultations for individuals and families
 Referrals to military and community resources
 Support for service and family members during all stages of the deployment cycle
 Help with credit management and budgeting
 Assistance with navigating benefits
 Advocacy information and support


 Financial Planning for Deployment
 Developing Your Spending Plan
 Retirement Planning
 Life After Deployment
 Saving and Investing
 Managing Credit and Debt
 Stretching Your Money
 Military Benefits, Pay and Entitlements
 Strategies for Home Buying
 Thrift Savings Plan (TSP)
 Tax Preparation
 PFC Services Overview
 Blended Retirement System (BRS)

Personal Financial Counseling services are no cost, private and confidential.

Personal Financial Counselor

Michael B. Fines CFP

Mobile: 909-601-2762

Email: PFC1.NC.NG@zeiders.com

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